In its simplest form, life insurance is a promise between an insurance company and you, the policy owner. If you pay a certain amount of money (premium) to the insurance company, the insurance company will pay a certain amount of money (death benefit) to the person (beneficiary) you tell us to when the person whose life is being insured dies.

There are many types of life insurance. Term insurance only provides a death benefit for a limited period of time. By contrast permanent insurance can provide a death benefit and the potential to build policy cash value that you can access during your lifetime using policy loans and withdrawals. Permanent insurance can also offer the flexibility to increase or decrease your death benefit as your needs change, as well as the potential to reduce or skip premium payments.

How confident are you about having a comfortable retirement? If you are a little worried, you’re not alone. We can help!

 When you take the time to plan for your financial future, retirement can provide an opportunity to do what you have always wanted to do. Without proper planning, retirement could mean working during your golden years, cutting back on your lifestyle and even relying on family members to help take care of you. Beware of the retirement income gap. 

There are additional benefits associated with our life Insurance and annuity solutions provided by optional riders. We call them Living Benefits, and they have been provided since 1937. Based on the product, living benefits can provide benefits should a qualifying terminal, chronic or critical illness or critical injury occur, or if your desire is to have an income that you cannot outlive.

 The financial service industry has created the greatest number of millionaires since modern times, according to the Wealth Report. In the business of money, people make a lot of money. Behind the most successful ventures in the world are people and organizations skilled in deploying and growing money. 

Legendary FIT Financial is rapidly expanding and looking to grow the team of agents, leaders and entrepreneurs in the United States. With opportunities of working part time from home to growing your business and becoming a full-time broker to building nationwide business, we are looking for ambitious, hardworking, genuine people to fill these positions.